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State Farm® Insurance Agent

Terry Sminchak

(608) 365-3836
1116 Cranston Road
Beloit, WI 53511-2533

On the corner of Cranston Road and Dewey Ave.

Profile photo of a State Farm Agent named: Terry Sminchak

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


1116 Cranston Road
Beloit, WI 53511-2533


English, Spanish

Being born and raised in the Beloit area, I love this city! At my insurance office, we're here to partner together and give back to this community. I have a B.A. from Beloit College and have always enjoyed the diversity of Beloit and the surrounding area. We are licensed to sell in Wisconsin and Illinois. Whether it's your Home, Auto, Life or Health Insurance you have questions about - we have the answers - give us a call!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our goal is that when you get off the phone, walk out our front door, or finish reading your text or email, you think, Wow! I'm really glad I contacted this office, they're Awesome! So whether its Terry, Chandra or Jamie, you're talking with professional, knowledgeable Licensed Insurance Representatives who can help you with your Auto, Home, Renters, Health or Life Insurance. We serve both Wisconsin and Illinois.

My entire team is licensed in the State of Wisconsin and Illinois and both Chandra and Jamie enjoy working with people and will always greet you with a smile and great service. They both have over 15 years experience and offer professional and knowledgeable service!

Chandra Cole State Farm Agent Team Member

Chandra Cole

Office Manager

As a licensed insurance representative in Life, Health, Property and Casualty, it is my privilege to be able to assist each of our customers with their Insurance and Financial needs. I have been with the Terry Sminchak State Farm office since 2002, and have a Bachelor's degree in Business Administration.

Jamie Ostenson

Insurance Account Representative

Jamie is licensed in Auto, Home, Renters, Life and Health to help you with your insurance needs. Give her a call and get a free smile with that quote!