Life Insurance in and around Beloit
Coverage for your loved ones' sake
Life happens. Don't wait.

Would you like to create a personalized life quote?

Be There For Your Loved Ones
When it comes to dependable life insurance, you have plenty of choices. Evaluating riders, coverage options, providers… it’s a lot, to say the least. But with State Farm, you won’t have to sort it out alone. State Farm Agent Terry Sminchak is a person who is dedicated to helping you generate a plan for your specific situation. You’ll have a hassle-free experience to get reasonably priced coverage for all your life insurance needs.
Coverage for your loved ones' sake
Life happens. Don't wait.

Agent Terry Sminchak, At Your Service
Personalized service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If the unexpected happens, Terry Sminchak is here to help process the death benefit with care and consideration. State Farm has you and your loved ones covered.
Looking for a life insurance option that even those who thought they couldn't qualify could benefit from? Check out State Farm's Guaranteed Issue Final Expense. It can come in handy to cover final expenses, such as medical bills or funeral costs, without overwhelming your loved ones. Contact your local State Farm agent Terry Sminchak and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Terry at (608) 365-3836 or visit our FAQ page.
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Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.

Terry Sminchak
State Farm® Insurance Agent
Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.