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Life Insurance in and around Beloit

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State Farm® #1 in customer satisfaction among life insurance providers 5 years in a row.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL

It's Never Too Soon For Life Insurance

If you are young and just starting out in life, it's the perfect time to talk with State Farm Agent Terry Sminchak about life insurance. That's because once you have a family, you'll want to be ready if the worst happens.

Get insured for what matters to you

Life happens. Don't wait.

Agent Terry Sminchak, At Your Service

Coverage from State Farm helps you rest easy knowing your loved ones will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the cost associated with providing for children, life insurance is a definite need for young families. Even if you're a stay-at-home parent, the costs of finding other ways to cover before and after school care or housekeeping can be a great burden. For those who don't have children, you may have a partner who is unable to work or have debt that your partner will have to pay.

If you're a person, life insurance is for you. Agent Terry Sminchak would love to help you explore the variety of coverage options that State Farm offers and help you get a policy that's right for you and your children. Visit Terry Sminchak's office to get started.

Have More Questions About Life Insurance?

Call Terry at (608) 365-3836 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Estate planning: Understanding the basics

An estate plan does more than just offer direction for assets. Estate planning can help others execute your wishes and take care of those you love.

What is survivorship universal life insurance?

Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.

Profile photo of a State Farm Agent named: Terry Sminchak

Terry Sminchak

State Farm® Insurance Agent
Office Address:
1116 Cranston Road
Beloit, WI 53511-2533
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Terry Sminchak

Terry Sminchak

State Farm® Insurance Agent
Office Address:
1116 Cranston Road
Beloit, WI 53511-2533
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.
For J.D. Power 2024 award information, visit jdpower.com/awards. State Farm Life Insurance Company (Not licensed in MA, NY or WI). State Farm Life and Accident Assurance Company (Licensed in NY and WI). Bloomington, IL

Simple Insights®

Estate planning: Understanding the basics

An estate plan does more than just offer direction for assets. Estate planning can help others execute your wishes and take care of those you love.

What is survivorship universal life insurance?

Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.