Life Insurance in and around Beloit
Coverage for your loved ones' sake
Life happens. Don't wait.

Would you like to create a personalized life quote?

Be There For Your Loved Ones
If you are young and a recent college graduate, it's the perfect time to talk with State Farm Agent Terry Sminchak about life insurance. That's because once you start building a life, you'll want to be ready if your days are cut short.
Coverage for your loved ones' sake
Life happens. Don't wait.

Agent Terry Sminchak, At Your Service
One of the ideal times to get Life insurance can be when you're just starting out. Whether you decide to go with level or flexible payments with coverage to last a lifetime coverage for a specific number of years or another coverage option, State Farm agent Terry Sminchak can help you with a policy that's right for you.
If you're a person, life insurance is for you. Agent Terry Sminchak would love to help you learn more about the variety of coverage options that State Farm offers and help you get a policy that works for you and the ones you love most. Contact Terry Sminchak's office to get started.
Have More Questions About Life Insurance?
Call Terry at (608) 365-3836 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.

Terry Sminchak
State Farm® Insurance Agent
Simple Insights®
Tips for managing life insurance after divorce
Tips for managing life insurance after divorce
Not sure how a divorce will affect your life insurance policy? Consider these tips for managing your insurance policies after divorce.
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.