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Life Insurance in and around Beloit

Would you like to create a personalized life quote?

Be There For Your Loved Ones

Can you guess the price of a typical funeral? Most people aren't aware that the standard cost of a funeral in the U.S. is $8,500. That’s a heavy burden to carry when they are facing grief and pain. If the people you love cannot come up with that much money, they may end up with large debts in the wake of your passing. With a life insurance policy from State Farm, your family can live comfortably, even without your income. Whether it pays for college, maintains a current standard of living, or pays off debts, the life insurance you choose can be there when it’s needed most by your loved ones.

Protection for those you care about

Now is the right time to think about life insurance

Their Future Is Safe With State Farm

You’ll get that and more with State Farm life insurance. State Farm has terrific policy choices to keep your family members safe with a policy that’s personalized to match your specific needs. Thankfully you won’t have to figure that out by yourself. With empathy and outstanding customer service, State Farm Agent Terry Sminchak walks you through every step to generate a plan that guards your loved ones and everything you’ve planned for them.

State Farm offers a great option for individuals who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can be of good use by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For more information, contact Terry Sminchak, your local State Farm agent and see how you can be there for your loved ones—no matter what.

Have More Questions About Life Insurance?

Call Terry at (608) 365-3836 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

How to use life insurance to help a special needs child or adult

From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.

Employer-owned life insurance

Find out about employer-owned life insurance policies and how they might play a vital role in the financial life of a business.

Profile photo of a State Farm Agent named: Terry Sminchak

Terry Sminchak

State Farm® Insurance Agent
Office Address:
1116 Cranston Road
Beloit, WI 53511-2533
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Terry Sminchak

Terry Sminchak

State Farm® Insurance Agent
Office Address:
1116 Cranston Road
Beloit, WI 53511-2533
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

How to use life insurance to help a special needs child or adult

From life insurance to a special needs trust, here's what you need to know to keep your loved one financially secure.

Employer-owned life insurance

Find out about employer-owned life insurance policies and how they might play a vital role in the financial life of a business.