Homeowners Insurance in and around Beloit
Protect what's important from the unanticipated.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Home Is Where Your Heart Is
None of us can see what we will encounter in the future. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance doesn't just protect your house. It protects both your home and the things inside it. If your home is affected by falling trees or a tornado, you could have damage to some of your possessions in addition to damage to the home itself. If your belongings are not insured, you might not be able to replace your valuables. Some of your possessions can be protected from theft or loss outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.
Protect what's important from the unanticipated.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Open The Door To The Right Homeowners Insurance For You
If you're worried about what could go wrong or just want to be prepared, State Farm's terrific coverage is right for you. Constructing a policy that works for you is not the only aspect that agent Terry Sminchak can help you with. Terry Sminchak is also equipped to assist you in filing a claim if something does happen.
Now that you're convinced that State Farm homeowners insurance should be your next move, visit Terry Sminchak today to see what we can do for you!
Have More Questions About Homeowners Insurance?
Call Terry at (608) 365-3836 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Tips for collectible storage and display
Tips for collectible storage and display
Collectibles can have sentimental value and also be a profitable enterprise. So it's important to think about how to store, display and protect your collection.
What is radon gas?
What is radon gas?
Radon gas is odorless, colorless and the second leading cause of lung cancer. Here's how to know if you have a radon problem.

Terry Sminchak
State Farm® Insurance AgentSimple Insights®
Tips for collectible storage and display
Tips for collectible storage and display
Collectibles can have sentimental value and also be a profitable enterprise. So it's important to think about how to store, display and protect your collection.
What is radon gas?
What is radon gas?
Radon gas is odorless, colorless and the second leading cause of lung cancer. Here's how to know if you have a radon problem.