Homeowners Insurance in and around Beloit
Homeowners of Beloit, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Home Sweet Home Starts With State Farm
You want your home to be a place of refuge when you're tired from another long day. That doesn't happen when you're worrying about getting your lawn mowed, and especially if your home isn't insured. That's why you need us at State Farm, so all you have to worry about is the first part.
Homeowners of Beloit, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Terry Sminchak, At Your Service
Terry Sminchak can walk you through the whole coverage process, step by step. You can have a no-nonsense experience to get an insurance policy for everything that’s meaningful to you. We’re talking about more than just protection for your swing sets, linens and furnishings. Protect your family keepsakes—like collectibles and mementos. Protect your hobbies and interests—like videogame systems and sports equipment. And Agent Terry Sminchak can share more information about State Farm’s great savings and coverage options. There are savings if you carry multiple lines of State Farm insurance or have home security devices, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
It's always the right move to get coverage with State Farm's homeowners insurance. Then, you won't have to worry about the unpredictable windstorm damage to your property. Contact Terry Sminchak today to learn more about your options or ask how to bundle and save!
Have More Questions About Homeowners Insurance?
Call Terry at (608) 365-3836 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Hidden costs of buying a home
Hidden costs of buying a home
Prepare by budgeting for the other charges and costs associated with buying a home, even if you've bought before.

Terry Sminchak
State Farm® Insurance AgentSimple Insights®
How to throw a safe house party
How to throw a safe house party
Learn tips about hosting a safe party at home, respecting your neighbors when you have parties and minding noise pollution laws.
Hidden costs of buying a home
Hidden costs of buying a home
Prepare by budgeting for the other charges and costs associated with buying a home, even if you've bought before.