Skip to content

Insurance in and around Beloit

Would you like to create a personalized quote?

Be Ready For The Unexpected With Your Own Personal Price Plan®

We can help you create a Personal Price Plan® to help protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, develop your coverage to meet your distinct needs. Contact Terry Sminchak for a Personalized Price Plan.

A variety of coverage options to help meet your needs

Protect what matters most

Protect Your Family, Cars, Home, And Future

But your automobile is just one of the many insurance products where State Farm and Terry Sminchak can help. Do you operate a business in the Beloit area or want to be your own boss? Navigating the complicated world of small business insurance? Terry Sminchak can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.

Simple Insights®

How do annuities work?

Learn how an annuity works and if it could be a valuable addition to your retirement plan.

Do you need earthquake insurance if you don't live on the coast?

According to USGS, various U.S. locations have experienced earthquakes of magnitude four or more in recent years. Earthquake insurance can be valuable to all homeowners.

Profile photo of a State Farm Agent named: Terry Sminchak

Terry Sminchak

State Farm® Insurance Agent

Office Address:
1116 Cranston Road
Beloit, WI 53511-2533
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: Terry Sminchak

Terry Sminchak

State Farm® Insurance Agent

Office Address:
1116 Cranston Road
Beloit, WI 53511-2533
Map & Directions

Simple Insights®

How do annuities work?

Learn how an annuity works and if it could be a valuable addition to your retirement plan.

Do you need earthquake insurance if you don't live on the coast?

According to USGS, various U.S. locations have experienced earthquakes of magnitude four or more in recent years. Earthquake insurance can be valuable to all homeowners.