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Insurance in and around Beloit

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It’s All About You

Wondering how you can help protect yourself, your loved ones, and the life you've built in a world that often throws the unanticipated at you? Ask agent Terry Sminchak how you can create a Personalized Price Plan® that's right for you. And while you're at it, consider State Farm's safe driving rewards, bundling options and discounts!

Multiple ways to help keep more of your hard-earned dollars

Insurance that works for you

Insurance Products To Meet Your Ever Changing Needs

As the largest insurer of automobiles and homes in the U.S., State Farm is equipped and experienced when it comes to helping you protect the life you've built with outstanding coverage options, competitive prices and excellent service.

Simple Insights®

Whole Life insurance

What is the difference between Ordinary life and Limited-payment life? Read about some common uses for Whole Life Insurance.

What to do if you can’t pay rent

Many people may need short-term help with rent payments. Whether due to job loss or unexpected costs, these options could help.

Profile photo of a State Farm Agent named: Terry Sminchak

Terry Sminchak

State Farm® Insurance Agent
Office Address:
1116 Cranston Road
Beloit, WI 53511-2533
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: Terry Sminchak

Terry Sminchak

State Farm® Insurance Agent
Office Address:
1116 Cranston Road
Beloit, WI 53511-2533
Map & Directions

Simple Insights®

Whole Life insurance

What is the difference between Ordinary life and Limited-payment life? Read about some common uses for Whole Life Insurance.

What to do if you can’t pay rent

Many people may need short-term help with rent payments. Whether due to job loss or unexpected costs, these options could help.