Insurance in and around Beloit
Great insurance with your good neighbor
Great insurance and a great value

Would you like to create a personalized quote?
It’s All About You
Wondering how you can help protect yourself, your loved ones, and the life you've built in a world that often throws the unexpected at you? Ask agent Terry Sminchak how you can create a Personalized Price Plan® that's right for you. And while you're at it, consider State Farm's safe driving rewards, bundling options and discounts!
Great insurance with your good neighbor
Great insurance and a great value

Insurance Products To Meet Your Ever Changing Needs
Want to know why State Farm is the largest insurer of automobiles and homes in the U.S.? Great insurance coverage options, competitive prices, easy claims and excellent service might have a lot to do with it. Or maybe you're looking to help secure your family's financial future. Let us help you ease that burden. The unmatched strength of State Farm Life Insurance, a wide range of products and Personalized Price Plans; it's a great value and smart choice.
Simple Insights®
Does car insurance cover motorcycles?
Does car insurance cover motorcycles?
Discover how motorcycle insurance differs from auto and homeowners insurance and verify you have the right coverages to help stay protected on the road.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Terry Sminchak
State Farm® Insurance AgentSimple Insights®
Does car insurance cover motorcycles?
Does car insurance cover motorcycles?
Discover how motorcycle insurance differs from auto and homeowners insurance and verify you have the right coverages to help stay protected on the road.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.